Question: Michigan Subscriber Answer: Yes. According to a Medicare FAQ, NCDs are binding on the following: • all Medicare carriers • fiscal intermediaries • quality improvement organizations • health maintenance organizations • competitive medical plans • healthcare prepayment plans. Resource: Remember: Contractors can create their own coverage decisions for items not specifically covered or mentioned in NCDs. You can search NCDs at or find them in the NCD manual at by clicking "Internet Only Manuals" and choosing publication 100-03.